fullygoldy (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
fullygoldy) wrote2007-01-16 06:06 pm
fullygoldy) wrote2007-01-16 06:06 pm
HIPPA, Hippo, Hadda, Coulda, Woulda
I have just learned that thanks to the latest incarnation of HIPPA, none of my family's health care providers will perform "family billing" this year. That means that each provider sends out a bill for each patient, each and every month.
That amounts to 10 individual invoices each month, thank you very little.
For this bounty of medical care, I am already committed to paying a minimum of $600/month, so yep, luxury car payment. It's a good thing we only have one car payment and fairly reliable vehicles, non? Add on top of my payment plan, $290/week (yes, I mean WEEK) for health insurance premiums. For a policy that has NO in-network providers or hospitals in our area. Which means every service we receive in 2007 will be covered at 55% max, after our deductibles. Our maximum out-of-pocket it $4000/person or $12000 family. DH will max out in the first 3-4 months, probably. So - imported luxury car payment, here we come. Oh joy, unconfined.
The lineup so far:
DH
Hematologist - balance ~$7,000
Hematologist Hospital - balance ~$13,000
Bone Marrow Transplant & Emergency Room Hospital - balance ~$400 and growing
Bone Marrow Transplant Doctor - balance ~who knows? Follow up appointments will continue at least through 2007
Pharmacy Expenses - this will be fun - immune suppressing drugs are almost as expensive as blood growth drugs
Rupert
Family Dr - balance ~$366
Emergency Room Visit - balance ~$4000
Mavis
Family Dr - balance ~$100
X-rays - have to be scheduled, will be a few hundred probably
Me
Family Dr, physical & mammogram(s) - balance ~$950
DH
Hematologist - balance ~$7,000
Hematologist Hospital - balance ~$13,000
Bone Marrow Transplant & Emergency Room Hospital - balance ~$400 and growing
Bone Marrow Transplant Doctor - balance ~who knows? Follow up appointments will continue at least through 2007
Pharmacy Expenses - this will be fun - immune suppressing drugs are almost as expensive as blood growth drugs
Rupert
Family Dr - balance ~$366
Emergency Room Visit - balance ~$4000
Mavis
Family Dr - balance ~$100
X-rays - have to be scheduled, will be a few hundred probably
Me
Family Dr, physical & mammogram(s) - balance ~$950
That amounts to 10 individual invoices each month, thank you very little.
For this bounty of medical care, I am already committed to paying a minimum of $600/month, so yep, luxury car payment. It's a good thing we only have one car payment and fairly reliable vehicles, non? Add on top of my payment plan, $290/week (yes, I mean WEEK) for health insurance premiums. For a policy that has NO in-network providers or hospitals in our area. Which means every service we receive in 2007 will be covered at 55% max, after our deductibles. Our maximum out-of-pocket it $4000/person or $12000 family. DH will max out in the first 3-4 months, probably. So - imported luxury car payment, here we come. Oh joy, unconfined.